Thrive Merchant Funding - Business Line of Credit

Business Line Of Credit


Need access to funds quickly?

Use your line of credit for just about anything (really)

A business line of credit isn’t just a safety net – it’s also one of the most flexible forms of financing. You can use it for just about any small business need: buying equipment, hiring staff, increasing inventory, adding a second location, paying invoices, installing a cappuccino machine, and more. And because a line of credit is revolving, you can use it as many times as you want. As soon as you repay what you’ve used, those funds become available to you again.

50 States

Funding Across The Nation

We're connected to America's largest small business loan marketplace, which means we connect you to more loan options than anyone else. All you have to do to gain access to our nationwide network of 75+ lenders is to fill out the online application.


Small Businesses Funded


Approval Rating




Years Of Experience

Your funds. Your control.

You pay interest on the funds you use - not the whole thing.

One of the coolest things about a business line of credit is that you only pay interest on the funds you use, not the full amount. For example, if you're approved for a $40,000 business line of credit and you use $20,000 for office upgrades, you'll just pay interest on that $20,000. This could save you a bundle in interest. See, pretty cool, huh?

Minimal effort

A Loan Made For You And Your Small Business

Our goal is to be the premier go-to source for business financing. We strive to be the best-in-class service for funding needs for your business. We listen, analyze, and evaluate to help you growth and achieve financial goals for your business.


Boost your company

Qualifying and applying for your line of credit

To get your business line of credit, you’ll typically need to be in business at least 6 months, make $50,000 or more in annual revenue, and a credit score of 560 or higher. Your lender may ask you to make a personal guarantee, which is an agreement that the lender may be able to levy personal assets such as a car, house, or bank account if you default on the line of credit. Applying is easy: fill out our 15-minute application, then compare business line of credit options from 75+ lenders.


Maximize your potential

Get the most from your small business

There are no prepayment penalties, monthly maintenance fees, or account closure fees for the line of credit making it a very attractive option if a business qualifies. With this product, there are no restrictions on how the capital drawn from the line of credit is used. A line of credit can be approved and funded in as little as 24-48 hours.

You can receive your funds in just 3 steps.

Quick application with minimal paperwork

Thrive Merchant Funding - About Us